The Checking Account

Home Free gives you the freedom to manage your life, your investments and the necessary “life events”.

The Home Free account is a full checking account with unlimited checks, ATM/Visa point-of-sale card and an on-line account to review the checking/mortgage transactions. Every month your principal balance is reflected, the average daily balance subtracted from principal and the interest rate is applied. It is quite exciting to see your on-line statement each month.

1. Unlimited Checks
2. Debit/Visa Cards
3. On-line Statements
4. Paycheck Direct Deposit
5. Full-Banking Features
6. Save on banking, only $60 per year- no other monthly bank fees!

Your account is serviced by Amerprise Financial, one of the largest loan servicing companies in the U.S. You have the security of FDIC insurance within your bank account and in the event of a catastrophic issue with the servicing company, the equity still resides within your mortgage. With your cash in your mortgage, there is no cash to disappear as in a traditional bank account since any cash in the account is reflected as equity.